#25: Insurance and Your Family • The Money JAR

Show Hosts

Mindy Lockard and Rishika Vinnakota

About Mindy and Rishika

Mindy Lockard is an internationally recognized leadership and etiquette expert, and for more than a decade, she has facilitated interpersonal workshops for college athletes and alumni, government agencies, corporations and professional organizations, and youth of all ages. Mindy also established G3 (The Gracious Girls’ Guide), a leadership guide for tween + teen girls; and the Leadership Academy, a program for middle school boys and girls that focuses on cultivating lifelong social and leadership skills. She is married with two teenage girls and lives in Portland, OR.

Rishika Vinnakota is a high school senior from the Bay Area, CA. She's passionate about social entrepreneurship, the environment, and writing! As a teen entrepreneur and volunteer, she hopes to pursue a career in business and continue to give back to her community. She's currently the CEO of Reusii, Head of Communications at She Helps Her, and founder of My SplitScreens (a blog where she shares her experiences). Rishika will be attending the University of Michigan in Fall 2021.

With as dry and elusive as the topic can be, how do you broach the subject of insurance with your kids? Should you choose liability or comprehensive coverage for your child’s first car? What about special insurance for families with kids? Listen in as our hosts interview Jessi Howe, Financial Adviser with Silver Oak Advisory Group, who offers up her take on sharing the importance of insurance with your kids.

Jessi Howe graduated with honors from Linfield College, earning her Bachelor of Science degree in Social and Behavioral Sciences. She graduated from the Financial Planning Program at the College for Financial Planning in 2007. She is a Certified Financial Planner^® and has practiced as a fee-only financial adviser since 2008, and worked at Silver Oak since 2004. Jessi is currently an active member of the Oregon and SW Washington Financial Planning Association and national NexGen Financial Planning Community. She is also responsible for organizing NexGen events within the local FPA chapter.